英文版借款协议

2021.12.15 英文版借款合同合同英文版

现如今，协议书使用的情况越来越多，在维护自身利益的这方面，人们就会用到借款合同。借款合同可以让借款人按时还本付息。那么你知道借款合同都有哪些内容呢？以下是小编为大家收集的“英文版借款协议”，仅供您在工作和学习中参考。

借款人：borrower:

贷款人：lender:

抵押人：mortgagor:

保证人：surety :

出质人：pledgeor:

为明确各方权利和义务，根据《合同法》、《贷款通则》和其他有关法律、法规，订立本合同。this contract is made in line with the contract law of the people's republic of china and the general provisions of loans of the people's bank of china to specify the rights and obligations of parties involved.

借贷条款loan borrowing clause

第一条借款金额。见36.1article 1. amount of loan: refer to 36.1

第二条借款用途。见36.2article 2. purpose of loan: refer to 36.2

第三条借款期限。article 3. life of loan

3．1见36．3。 3.1 refer to 36.3

3．2借据或贷款凭证是本合同不可分割的组成部分。借款的实际放款日和还款日以借款

人、贷款人双方办理的借据或凭证上所记载的日期为准。除日期外，借据或凭证其他记载事项

如与本合同不一致的，以本合同为准。

3.2 a certificate of indebtedness or a loan voucher is an integral part of this contract. the date of advance and payment due date shall follow the date specified on the certificate of indebtedness or loan voucher . where there is any inconsistency between the stipulations on the certificate of indebtedness or loan voucher and the terms and conditions on this contract except date, the latter shall prevail.

第四条借款划付。在借款人办妥借款手续后5个营业日内将全部款项划至借款人指定的账户，划付次数、时间、金额见 36．4 。

第五条 article 4 transferring of loan. the full amount of loan shall be transferred to an account designated by the borrower within 5 working days from the date of completing borrowing procedure. refer to 36.4 for the frequency, time and amount of transferring

第五条借款利率和计息。article 5. interest rate of loan and calculation

5．1借款利率。本合同项下借款利率根据国家有关规定，确定利率见—36—．5 。遇利率调整时，借款期限在1年(含)以下的，执行合同利率，不分段计息；借款期限在1年以上的，实行分段计息，从利率调整的次年1月1日开始，按相应利率的档次执行新的利率；如借款人未按约定时间归还借款本息或未按合同约定用途使用借款，贷款人将按国家规定对借款人计收罚息，罚息率见36．6。5.1 interest rate of loan: the interest rate under this contract is specified in 36.5 in line with relevant rules. in case of change of interest rate, the interest rate stipulated in the contract shall prevail for loans with a life of less than or equal to one year; for loans with a life exceeding one year, the interest shall be calculated on a multi-stage basis, i.e. from next jan. 1st following the adjustment of interest rate, the new rate shall prevail. in case the borrower fails to repay the principal and interest before the due date, or fails to use the loan for purposes as agreed in this contract, the lender shall be entitled to collect default interest in line with relevant rules. the default interest rate is specified in 36.6.5．2遇利率调整时，实行分段计息的，贷款人有权根据国家有关规定自行调整，不另行通知借款人。5.2 in case of calculating interest on multi-stage basis due to adjustment of interest rate, the lender shall be entitled to adjust the interest rate on his own without further notice to the borrower.

第六条还款方式。article 6 type of repayment of loan

6．1借款人应在贷款人开设帐户，户名和帐号见 36．7 ，并保证在每次还款日前足额存入当期应还款项的存款。借款人在此授权贷款人从借款人该帐户中扣收借款本金、利息和可能发生的复利、罚息、违约金、保费、损害赔偿金及实现债权的费用(含律师费和诉讼费)。如该帐户资产不足以归还到期的贷款本息，贷款人有权从借款人在中国工商银行任何分支机构开立的任何帐户划收。6.1 the borrower should open an account with the lender( the account name and account number are specified in 36.7.) and promise to deposit sufficient money for repayment before each due date. the borrower hereby authorizes the lender to collect , if any, compound interest, default interest, liquidated damage, premium, compensation and expenses arising from the realization of creditor’s right (including lawyer’s fee and court expense)in addition to due principal and interest of loan. in case the asset in this account is not enough for repayment of due principal and interest, the lender shall be entitled to collect from any account opened by the borrower with any branch of icbc.

6．2贷款人与借款人双方商定，自贷款发放次月起，借款人按月归还贷款本息(一次性还本付息除外)，还款期数及还款方式见 36．8 。6.2 the borrower shall repay the principal and interest on a monthly basis (except repaying principal and interest in a lump sum) from the second month following the issuing of loan , as agreed between the borrower and lender. the repayment tenors and type are specified in 36.8.

6．3借款期间遇利率调整，如执行本合同5．1条实行分段计息的，对借款期限在1年以上的，应从利率调整的次年1月1日开始根据未偿还借款余额和剩余还款期数进行调整，重新计算还款金额。6.3 in case of multi-stage calculation of interest as specified in 5.1 due to adjustment of interest rate during the life of loan, the repayment amount for loans with a life exceeding one year shall be recalculated on the basis of balance of unpaid loan and the rest of repayment tenor from next jan. 1st following the adjustment of interest rate.

6．4借款人提前归还贷款须经贷款人书面同意，，提前归还部分的利息仍按本合同约定的利率和该部分实际使用天数计算。6.4 repayment of the loan ahead of schedule by the borrower shall be subject to written consent from the lender. the interest of prepaid amount should be calculated on the basis of rate specified in this contract and actual days.第七条担保方式。本合同的担保人及担保方式见 36．9。具体约定由本合同中相应的担保条款确足。

article 7 guaranty type. the guarantor and guaranty type under this contract is specified in 36.9. the specific stipulations are stated in corresponding guaranty clauses.

第八条借款人的权利、义务。article 8 rights and obligations of the borrower.8．1借款人的权利：8.1 rights of the borrower.

按本合同约定的期限和用途取得和使用借款；obtain and use the loan for the period and purposes as agreed in this contract.

延伸阅读

精选英文版借款合同范文

本文是由合同范本网编辑为您准备的精选英文版借款合同范文，请大家参考!精选英文版借款合同范文

借款人：borrower:

贷款人：lender:

抵押人：mortgagor:

保证人：surety :

出质人：pledgeor:

借贷条款loan borrowing clause

第一条借款金额。见36.1article 1. amount of loan: refer to 36.1

第二条借款用途。见36.2article 2. purpose of loan: refer to 36.2

第三条借款期限。article 3. life of loan

3．1见36．3。 3.1 refer to 36.3

3．2借据或贷款凭证是本合同不可分割的组成部分。借款的实际放款日和还款日以借款

人、贷款人双方办理的借据或凭证上所记载的日期为准。除日期外，借据或凭证其他记载事项

如与本合同不一致的，以本合同为准。

第四条借款划付。在借款人办妥借款手续后5个营业日内将全部款项划至借款人指定的账户，划付次数、时间、金额见 36．4 。

第五条借款利率和计息。article 5. interest rate of loan and calculation

第六条还款方式。article 6 type of repayment of loan

article 7 guaranty type. the guarantor and guaranty type under this contract is specified in 36.9. the specific stipulations are stated in corresponding guaranty clauses.

第八条借款人的权利、义务。article 8 rights and obligations of the borrower.8．1借款人的权利：8.1 rights of the borrower.

按本合同约定的期限和用途取得和使用借款；obtain and use the loan for the period and purposes as agreed in this contract.

关于借款合同英文

贷款方（Lender）

身份证件号码（ID Number.）

地址（Address）

电话（Tel）

借款方（Borrower）

法定代表人（Representative）

职务（Title）

地址（Address）

电话（Tel）

借款方是一家从事生产销售喷砂和抛光研磨纤维石产品；（砂石品业务）的公司：

The Borrower operates Manufacture and sale of the spray-stone （the Stone Business）；

借款方因生产经营需要，向贷款方借款。双方本着互惠互利的目的，友好协商，特制订本合同。

For its production and operation， the Borrower intends to borrow money from the Lender. For the mutual benefits， both Parties agree to conclude this Contract.

第一条借款金额 Article 1 Amount of Loan

借款金额280，000美元（大写：贰拾捌万美元）

US$280，000（Capital Letter： Two Hundred Eighty Thousand US Dollars）

贷款方在签订本书面合同之前，已向借款方提供280，000美元贷款。借款方在此确认已经收到贷款方通过银行转账方式提供的280，000美元贷款。

The Lender agrees to advance the Loan US$280，000 to the Borrower prior to the signing of this Contract. The Borrower hereby confirms that it has received the Loan US$280，000 advanced by the Lender through bank transfer.

第二条借款用途Article 2 Scope for Use

本合同所约定的贷款仅用于借款方生产销售砂石品业务，不得挪作它用。

The loan hereof is only for Borrower‘s Stone Business and shall not be appropriated for other use.

第三条利率及还款期Article 3 Interest and Term Repayment

1. 如果借款方在合同约定的还期限内还清借款，贷款方则不收取借款利息。

The Lender agrees that no interest will be payable on the Loan for the term of the loan while the Borrower is not in default of repayment.

2. 借款方应按照以下还款期向贷款方偿还借款：

The Borrower agrees to repay the Loan to the Lender in accordance with the following repayment schedule：

在本合同签订之日起十二个月内偿还借款美元；

Repayment due on or before the date 12 months from the date of this agreement.

在本合同签订之日起二十四个月内偿还借款美元；

Repayment due on or before the date 24 months from the date of this agreement.

在合同签订之日起三十六个月内偿还借款美元。

Repayment due on or before the date 36 months from the date of this agreement.

3. 借款方应根据贷款方合理要求的时间、场所和方式还款。

All repayments shall be made at the time and place and in the manner reasonably required by the Lender.

第四条管理费用Article 4 Management Fee

1.借款方同意在借款期内，向贷款方支付管理费用，管理费用的金额为借款方砂石品业务销售总额1.4%.

The Borrower agrees to pay to the Lender a sum equivalent to 1.4% of the total income received by the Borrower， from the sales turnover of the Stone Business， during the term of the loan.

2. 借款方同意按第4.3条约定自每一财务季度结束之日起三十日内向贷款方支付管理费用，付款时间表如下：

Subject to clause 4.3 the Borrower agrees to pay the Management Fee to the Lender in arrears on or before the date 30 days following the end of the previous financial quarter in accordance with the following payment schedule：

每年一月一日至三月三十一日期间的管理费用；

Management Fee calculated for the period 1 January – 31 March each year.

每年四月一日至六月三十日期间的管理费用；

Management Fee calculated for the period 1 April – 30 June each year.

每年七月一日至九月三十日期间的管理费用；

Management fee calculated for the period 1 July – 30 September each year.

每年十月一日至十二月三十一日期间的管理费用。

Management Fee calculated for the period 1 October – 31 December each year.

3.本合同签订之日起的首个季度管理费用自2011年月日起正式开始计算。

Management Fee due in respect of the financial quarter within which the date of this agreement falls will only become due on the date of 2011.

4. 如果借款方在本合同签订之日起两年内提前还清借款280，000美元，借款方支付管理费用的义务自合同签订之日起两年后终止。

In case the Borrower repays the loan US$280，000 within 2 years from the date of this agreement then the obligation to pay the Management fee will cease at the end of the 2 year period.

第五条浮动抵押 Article 5 Floating Mortgage

1. 借款方以其现有的和将来拥有的生产设备、原材料、成品和半成品向贷款方提供抵押。

The Borrower agrees to Mortgage to the Lender all equipments， raw materials， finished and unfinished goods owned now and in the future by the Borrower.

2.《抵押物清单》对抵押物价值的约定，并不作为贷款方依本合同对抵押物进行处分的估价依据，也不构成贷款方行使抵押权的任何限制。

The value of the Mortgaged properties stipulated in the shall neither be deemed as the price of sale nor as any limit on the Mortgagee‘s right， while the Lender exercises its right.

3. 抵押物的相关有效证明和资料由当事人确认封存后，由借款方交与贷款方保管，但法律法规另有规定的除外。

Subject to any the laws and regulations， any information and certifications in respect of the Mortgaged properties shall be handed over by the Borrower to the Lender after sealed.

4. 浮动抵押担保的范围为本金、利息、管理费、违约金、赔偿金以及实现债权所发生的一切费用，包括但不限于诉讼费、公证费、仲裁费、律师费、财产保全费、差旅费、执行费、评估费、拍卖费等。

The floating Mortgage hereof secures the principal， interests， management fees， compensation， and any other cost arising from the enforcement of the Lender‘s right pursuant to this Contract， including but without limitation court fee， cost for notarization， arbitration fee， attorney fee， fee for custody， traveling expense， compulsory execution fee， assessment fee and auction fee.

5. 借款方应自本合同签订之日起三十日内向有关部门办理本合同的审批、备案和登记等事宜，所产生的费用由借款方承担。

The Borrower shall apply for administrative approval， record-keeping and registration on its own fee in thirty days from the signing of this Contract.

6. 借款方应当合理使用和妥善保管抵押物，如抵押物的价值比本合同签订时的评估价减少15%以上的，借款方应当在三日内通知贷款方。贷款方有权要求借款方继续提供相应担保或者提前还款。

The Borrower shall use and keep the Mortgaged properties in a reasonable manner， in case the value of the Mortgaged properties have been reduced by 15% from the agreed value at the date of signing this Contract， the Borrower shall inform the Lender. The Lender is entitled to require the Borrower for appropriate securities or for repayment immediately.

7. 贷款方在借款方发生以下情形之一时，可以行使抵押权：

The Lender is entitled to exercise its Mortgagee‘s right， in the following cases：

（1）借款方违反本合同所约定的义务；

The Borrower is in default of its obligation hereof；

（2）经营情况严重恶化、减少注册资本；

The Borrower‘s business has seriously deteriorated or reduced the registered capital.

（3）借款方分立、合并； The Borrower is to be or has been divided or merged；

（4）借款方涉及重大纠纷诉讼，涉案标的30万元人民币以上；

The Borrower is involved in an important litigation or any other dispute of which the amount is above 300，000RMB.

（5）借款方破产、歇业、解散、被停业整顿、被吊销营业执照；

The borrower risks to bankruptcy or goes bankrupt， closes out， dissolves， has been asked to suspend business to raise standards or has its license revoked；

（6）借款方住所或法定代表人发生变更；

The business place or the legal representative has been changed；

（7）其他因借款方原因可能导致贷款方拥有抵押权无法实现的情形。

The Lender could not enforce the Mortgagee‘s right because of any other event due to the Borrower.

借款方发生或很可能发生以上情形之一的，贷款方书面通知借款方之日为浮动抵押财产确定之日。若借款方不签收通知回执的，贷款方有权按本合同第十四条所示方法通知，视为乙方已经收到。

If any case above said occurs or more than likely to occur， the floating Mortgage converts into being fixed Mortgage at the date of notice sent by the Lender. If the Borrower refuses to sign receipt， it is deemed to have received the notice sent by the Lender in according article 14.

第六条陈述与保证Article 6 Presentations and Warranties

借款方在此陈述并保证以下事项属实，否则承担欺诈的法律责任：

The Borrower hereby presents and warrants all the following facts， otherwise it shall be liable for fraud.

1.借款方是本合同项下抵押财产完全的、有效的、合法的所有者；该抵押财产不存在权属方面的争议。

The Borrower has the entire， valid and legal ownership of the Mortgaged properties without any dispute or claim.

2. 本合同项下抵押财产不存在瑕疵。

No defect on the Mortgaged properties.

3. 本合同项下的抵押财产依法可以设定抵押，设立本合同的抵押不会受到任何限制。

The Mortgaged properties are legally available for Mortgage without any limitation.

4. 本合同项下的抵押财产未被依法查封、扣押。

The Mortgaged properties haven‘t been sealed or seized.

借款方在此保证在合同存续期间，未经贷款方书面同意，不从事以下行为：

Without the Lender‘s prior written consent， the Borrower hereby warrants that during the term of this Contract， it will not：

1. 对公司的利润进行分红；

Pay any dividend in respect of its profits to its shareholders；

2. 在一个财务季度内购买价值合计25，000美元以上的生产设备；

Not acquire an aggregate of more than US$25，000 worth of plant or equipment in a calendar quarter；

3. 对抵押财产再次设立抵押、质押或者出租、赠予抵押财产。

Remortgage， reMortgage， rent or give the Mortgaged properties to any other person；

第七条经销Article 7 Distribution

借款方同意贷款方在本合同约定的条件下，在世界范围内销售借款方生产的喷砂和抛光研磨纤维石产品（“砂石产品”）

The Borrower agrees that the Lender may distribute the “spray-stone” and “super-stone” products （“Stone Products”） anywhere in the world and on whatever terms it sees fit for the term of this agreement.

在本合同订立之日至2013年12月31日期间，借款方向贷款方出售砂石产品的价格不高于当次交易时最近三个月借款方出售砂石产品的最低价格。

The Borrower agrees that from the date of this agreement until 31 December 2013 it will sell the Stone Products to the Lender at a price no higher than the lowest price for which it sold the Stone Products in the immediately preceding 3 month period.

本条所赋予的经销权是非独家经销权。

The rights conferred by this clause are non-exclusive.

贷款方同意在2013年12月31日前，不向借款方签订本合同时已有的顾客出售砂石产品。该客户名单以签订合同当天本合同双方书面确认的名单为准。

The Lender agrees that it will not prior to 31 December 2013 sell the Stone Products to any existing customer of the Borrower at the time of this agreement. Only those customers of the Borrower confirmed in writing by the Parties hereof at the time of this agreement have the binding effect.

第八条监督检查Article 8 Supervision

贷款方和保证人有权检查贷款使用情况。检查时，借款方对调阅有关文件、账册和记账凭证，查核物资库存，生产情况以及其它与借款人的清偿能力有关的信息，必须给予方便。

The Lender and the Surety have the right to supervise the use of loan. The Borrower shall provide all kinds of facility to the Lender and Surety to check the relevant documents， accounting books， accounting vouchers， inventory， production and any other information relating to the solvency of the Borrower.

第九条违约责任Article 9 Liability

1. 借款方不按合同规定的用途使用借款，贷款方有权提前收回全部贷款，对违约使用的部分，收取12%/年的利息。

1. As if the Borrower appropriates the loan from use stipulated herein， the Lender is entitled to get back the entire loan immediately and to claim for interests on the amount of loan appropriated at the rate of 12%/year.

2.借款方如逾期不还借款，贷款方有权追回借款，并按0.05%每天加收罚息。

As if the Borrower fails the repay the loan in time， the Lender is entitled to get back the entire loan immediately and to claim for delayed repayment interest at the rate of 0.05% per day.

第十条法律适用Article 10 Governing Law

本借款合同的效力、履行、变更、终止和解释均适用有关法律法规。

The validity，performance， modification， termination and interpretation of this Contract are governed by law.

第十一条争议解决Article 11 Dispute Resolution

对本合同的效力、履行、变更、终止或解释发生争议，由当事人双方协商解决。协商不成，双方同意向有管辖权的人民法院起诉。

Any dispute arising from the validity，performance， modification，termination or interpretation of this Contract， may be settled by negotiation. If an agreement could not be reached， then both Parties agree to submit the dispute to the court which has the jurisdiction over the matter.

第十二条通知Article 12 Notice

1.贷款方指定本合同事宜的联系人为 .

The Lender appoints as the particular for receipt.

联系电话（Tel）

传真（Fax）

地址（Address）

电子邮箱（Email）

2. 借款方指定本合同事宜的联系人为 .

2. The Borrower appoints as the particular for receipt.

联系电话（Tel）

传真（Fax）

地址（Address）

电子邮箱（Email）

借贷双方因履行本合同而相互发出或者提供的所有通知、文件、资料，均以本条所列明的地址、传真送达，一方如果变更联系人或其联系方式，应当书面通知对方。

Any notices， documents and material arising from the performance of this Contract shall be sent to the contact stipulated by this Article. During the Term， if one Party changes its particular for receipt of notices or the latter‘s contact， shall give written notice to the other Party in accordance with this Article.

通过普通邮寄方式寄出的，在寄出的三日内视为送达；通过挂号专递方式寄出的，在签收之日视为送达。

All notices shall be deemed served three days after the date of posting or， if hand delivered， on the actual date of receipt.

第十三条合同生效与解释 Article 13 Validity and Interpretation

本合同一式五份，借贷双方各执一份，另外三份送有关部门审批、登记或备案，本合同自借贷双方代表签字之日起生效。

This Contract is made out in five copies； the Lender and Borrower respectively hold one， the rest copies are for administrative approval， registration or record-keeping. This Contract comes into force from the day on which its signed by the representative of each Party.

贷款方（Lender）借款方（Borrower）

法定代表人（Representative）

借款合同中英文范本

借款合同中文范本

借款单位：_______________

法定代表人：________

贷款单位：_____________

法定代表人：________

保证单位：____________

法定代表人：________

签约日期：________

根据《中华人民共和国合同法》的规定，借款方为保证施工生产正常进行，向贷款方申请建筑企业流动资金贷款，经贷款方审查同意发放，为明确各方权责，特签订本合同共同遵守。

第一条本合同规定____ 年贷款额为人民币（大写）____ 万元，用于____ .

第二条借款方和贷款方必须共同遵守贷款办法，有关贷款事项按办法规定办理。

第三条贷款自支用之日起，按实际支用数计收利息，利率为月息____ ‰，超计划贷款的超过部分利率为月息____ ‰，逾期贷款加计利息20%，挪用贷款挪用部分加罚利息50%.

第四条贷款方保证按照本合同的规定供应资金，贷款方如因工作差错贻误用款，以致借款方遭受损失时，应按直接经济损失，由贷款方负责赔偿。

第五条贷款方有权检查贷款使用情况。检查时，借款方对调阅有关文件、帐册、凭证和报表，查核物资库存和施工生产情况等，必须给予方便。

第六条借款方如违反合同和贷款办法的规定，贷款方有权停止贷款，提前收回部分或全部贷款。

第七条担保方对借款方归还贷款本息承担责任，如果借款方未按期清偿贷款本息时，担保方应在接到贷款方还款通知后一个月内负责归还。

第八条本合同有效期：自____ 年____ 月____ 日起，至___ _ 年____ 月____ 日为止。

本合同正本一式三份，签章各方各执一份。

借款方：____________（盖章）________ 代表人____________

贷款方：____________（盖章）________ 代表人____________

担保方：____________（盖章）________ 代表人____________

借款合同英文范本

Contract Number： _____________

BORROWER： ________________

Address： _________________

LENDER： __________________

Address： _________________

In accordance with provisions of Contract Law of the Peoples Republic of China and Bank of China， after reviewing the status and the request of the Borrower， the Lender agrees to grant the Borrower a line of credit on . The Borrower， Lender and Guarantor， through friendly negotiation， have executed this Contract as follows：

ARTICLE 1 CURRENCY， AMOUNT AND TERM OF THE LOAN：

1. The Currency under this loan is Reiminbi.

2. The Line of the loan is yuan.

3. The period of this loan is 12 months from the date of effectiveness of this contract.

ARTICLE 2 THE PURPOSE OF THE LOAN：

1. The purpose of this loan is used for working capital turnover.

2. Without written approval of the Lender， the Borrower could not use the loan out of the scope of the purpose.

ARTICLE 3 INTEREST RATE AND CALCULATION OF INTEREST：

1. Interest rate： The interest rate shall be [***] During the loan term， if the countrys related authority adjusted the interest rate or the manner of calculation of interest， the interest of this contract shall be adjusted accordingly after one year from the date of execution of this contract. The adjustment shall be conducted when the interest rate are executed one year.It is not obliged to inform the Borrower when the adjustment of interest.

2. The interest shall be calculated from the date of first drawdown and the actual days the borrower use. One year shall be calculated as 360 days.

3. The payment of interests： The Borrower shall pay the interests per quarter. The payment date shall be ， and. If the payment for the last installment is not on the payment date，the interests shall deduct the interest from the bank account of the Borrower. In the event that the Borrower fails to pay the interests on time and the balance of the account of the Borrower is not enough for the payment of interest， the Lender shall have rights to collect a penalty being [***] of the outstanding amount per day for the Borrowers breach of contract.

ARTICLE 4 OVERDUE INTERESTS AND MISUSING INTERESTS

1. If the Borrower fails to repay the loan and can not reach a agreement with the Lender regarding the extension， the Lender shall collect an overdue penalty for [***] of the overdue amount per day.

2. If the Borrower fails to uses the loan in accordance with the provisions set forth in this contract， the Lender shall have right to charge a interests for the misusing part at a rate of [***] per day.

ARTICLE 5 ACCOUNT

The Borrower shall open Reiminbi basic account and/or foreign currency account at the Lender or Lenders branch for the use of draw-down， repayment，payment of interests and fees.

ARTICLE 6 DRAW-DOWN

1. The loan under this contract is revolving， the balance of this contract shall not more than the line of credit.

2. The Borrower shall send a draw-down application as the form herein attached in this contract 7 days before the date of draw-down.

3. The Borrower shall not draw the loan less than 1 million.

ARTICLE 7 CONDITIONS FOR DRAW-DOWN

The following conditions shall be satisfied in advance of the draw-down date：

1. The Borrower has opened foreign account and Reiminbi account at the office of the Lender or the branch of the Lender；

2. This contract and the appendices have been effective；

3. The Borrower has provided the recognition of the investment or certificate of the investment to the Lender；

4. The Borrower has provided the board resolution and power of attorney regarding this loan contract；

5. The Borrower has provided the list and the signature sample of the authorized person who empower to sign this contract and documents；

6. The Guaranty under this contract has been effective；

7. The Borrower has been satisfied the warrants under Article 11 of this contract；

8. The other requirement for the draw-down have been satisfied.

ARTICLE 8 REPAYMENT PLAN AND PREPAYMENT

1. The Borrower shall repay the loan in accordance with the status of its cash. The Borrower shall inform the Lender the payment amount and date [***] prior to make the payment. The Borrower shall be obliged to repay the principal and related interests on due date without any condition.

2. The payment made by the Borrower and the deduction from the account of the Borrower shall be used for repaying the interest at first and then for repaying the principal.

3. In the event the Borrower fails to repay the loan， the Lender shall have rights to deduct the debt from the bank account of the Borrower at the Lender or empower the branches of the Lender to deduct the debt from the bank account of the Borrower at the Lenders branches；

4. The installment of repayment shall not less than 1 million.

ARTICLE 9 DEBT CERTIFICATE

The Lender shall keep record in the Lenders account for the principal，interests and fees and other fees of the Borrower under this contract； The above mentioned record and the documentation for the draw-down， repayment and payment of interest is the certificates of the debts between the Borrower and the Lender.

ARTICLE 10 GUARANTY

1. （the 'Guarantor'） shall be the guarantor for the loan under this contract and take jointly liabilities.

2. During the term of this contract， if the guarantors financial status become deteriorated or the liabilities for repayment of debts become weak， the Lender shall have right to request the Borrower changes guarantor orprovide mortgage and pawn secured for this loan under this contract.

ARTICLE 11 REPRESENTATIONS AND WARRANTIES

I. The Borrowers represents and warrants as follows：

1. The Borrower is a company duly organized and validly existing under the law of the Peoples Republic of China and has the power and authority to own its property to consummate the transactions contemplated in this contract and join the litigation. The Borrower has the power to handle it assets used in operation.

2. The Borrower is at its option to sign and perform this contract.It is the Borrowers true meaning and has the power to sign this contract and it is not breach it article of association or regulations or contracts. The procedure for signature and performance of this contract has been gone through and fully effectiveness.

3. The all documents， materials， reports and certificates provided to the Lender by the borrower for consummation of this contract is true， real， compete and effective

4. The Borrower shall not conceal the following events which is being happened or have been happened which will cause the Lender refuse to extend the loan：

（1） The Borrower or the principal executives of the Borrower involve in material events which breach regulations， laws or compensation to others；

（2） Pending actions and arbitration；

（3） The Borrowers debts or proposed debts or liens and other encumbrances；

（4） The other matters will impact the financial status or abilities of repayment for the debts；

（5） The Borrower breached contract which is between the Borrower and other creditors.

II. The Borrower hereby warrants as follows：

1. Using the capital of the loan as usage set forth in this contract， the Borrower will not use the loan as Equity investment； The Borrower will not use the capital of the loan invest in security， future， real estate etc. The Borrower will not lend to the others privately or involving other maters which is prohibited by the country. The Borrower will not misusing or appropriation of the loan.

2. Making payment and related expenses in accordance with the provisions set forth in this contract；

3. Providing updated financial statement or financial bulletin every quarter； Providing the audited financial report at the first quart of each year； Providing operation report， financial report or other files and materials and shall warrant the reality， correct and effectiveness for the files and materials；

4. Any anti-guaranty or other similar documents will not make any impact on the rights and benefits of the Lenders；

5. Accepting the supervision of the Lender， provides assistance and cooperation for the Lenders supervisions；

6. Will not reduce the registration capital； Prior approval from the lender shall be required when the Borrower changes of shareholders and operation manner（including but not limited to joint venture， cooperation， jointly cooperation； dissolution， closedown， liquidation， transformation； merger； change to share company， use the housing， machinery or other real assets or trademark， intellectual property， Knowhow， landing using rights or other intangible assets to invest in share company or investment company， trading of operation right or own right by contracting， joint operation， trusteeship）

7. The Borrower shall inform the Lender and warrants the liability under its security will not more than net assets of the Borrower when the Borrower guarantee for other party or mortgage its assets. The Borrower warrants that will not dispose the assets which will make adverse impact on its ability of paying debts.

8. The Borrower will not pay the other similar loans prior to the Lender；

9. The Borrower warrants to inform the Lender immediately when the following events occurred：

（1） The event of breach of contract under this contract or other loan or guaranty contracts between the Borrower and any branches of Bank of China or other banks， non-bank financial organization；

（2） The Borrower changes shareholders or revise the article of association；

（3） The Borrower suffer difficulties and bad result in financial and operation；

（4） The Borrower involves in material actions or arbitration；

10. The Borrower shall keep sufficient balance for repayment prior [***] to the due date.

11. The Borrower shall keep its bank transactions regarding income collection， sell foreign currency or buy foreign currency ect. Shall be conducted at the Lender or other branches of the Lender. The turn-over for the capital shall satisfy the demand of the Lender；

III. The Borrowers representations and warrants hereunder this contract shall be effective even though any mendment， supplements or revised to be made to this contract.

ARTICLE 12 REPRESENTATIONS AND WARRANTS OF THE LENDER

I. The Lender represents and warrants as follows：

1. The Lender is a state-owned commercial bank or branch duly organized and validly existing under the law of P.R.C and approved by the Industry and Commercial Administration and holds the financial institutions legal person licenses and financial institutions operation license to be qualified to operate financial business.

2. The Lender has taken all necessary action to authorize the execution of this contract and performance of its obligations under this contract. The Lender is duly authorized to extend this loan.

II. The Lender warrants as follows：

1. The Lender shall extend the loan in accordance with the provisions set forth in this Contract.

2. Collect interests in accordance with the regulations of the Peoples Bank.

ARTICLE 13 EVENTS OF BREACH CONTRACT AND SETTLEMENT：

I. Settlement of the Borrower breach of contract

1. Event of breach of contract：

（1） The Borrower fails to use the loan in accordance with the agreed usage of the Loan；

（2） The Borrower fails to repay the due principal and pay the interests， expenses or other payable in accordance with the agreed term of this contract；

（3） The Borrower breaches the representation and warrants set forth in Article 11.

（4） The Borrower breaches other loan agreements or guaranty agreements or the Guarantor breach the guaranty agreement which may make impact the Borrower to perform the obligations under this contract.

（5） Conclusive evidence to show that the Borrower lose the capacity of credit or during performance of the obligation under this contract， the financial conditions of the Guarantor are seriously deteriorating or other reasons caused the Guarantor the capacity of credit decline.

（6） The Borrower breaches the other obligations under this contract.

2. Under the above circumstances， the Lender shall have right to：

（1） Request the Borrower to rectify within the period designed by the Lender；

（2） Cease in extending the loan or cancel the credit；

（3） Declare the loan under this contract is due and the Lender shall have right to deduct the outstanding amount from the account of the Borrower. The Borrower shall not appeal against the Lender.

（4） Declare the loan is due under other loan agreements between the Lender and the Borrower， request the Borrower to repay the loan principals， interests， and other expenses.

II. The settlement for the Lender breach of the contract

1. The Lender fails to extend the loan as agreed in this contract without any reasons；

2. The Lender breaches the agreed interest rate and collection add interests or other fees；

3. The Lender breaches the provisions set forth in Article 12；

4. Under the above circumstances， the Borrower shall have right to：

（1） Request the Lender to rectify；

（2） Repay the loan ahead of time and refuse to pay any compensation for prepayment.

ARTICLE 14 DEDUCTION

The Borrower shall pay in full for the payment without any counteraction or any condition.

ARTICLE 15 ASSIGNMENT OF THE DEBT AND CREDIT

1. The Borrower shall not assign its right and liability under this contract to other third party without any written approval of the Lender；

2. In the event the Borrower assign its right and liability under this contract to other third party under the written consent of the Lender， the third party shall abide this contract without any condition.

ARTICLE 16 PERFORMANCE OF OBLIGATION AND WAIVER OF RIGHTS

1. The Borrower is independent contractor under this contract， it will not impact by any other relations between the Borrower with other party except the other provisions set forth in this contract.

2. The Lender give any extension， toleration， favor to the Borrower or permit the Borrower to delay of performance any obligation under this contract shall not impair any rights of the Lender in accordance with this contract and laws， regulation， it shall be deemed to have waived its rights under this contract and the obligation shall be performed by the Borrower under this contract.

ARTICLE 17 AMENDMENT， SUPPLEMENT AND INTERPRETATION OF THE CONTRACT

1. This contract could be amended and supplemented upon the written agreements conclude by the parties. Any a amendment and supplement shall be integral party of this contract.

2. In the event change of laws， regulations or legal practice which will cause any terms contained in this Contract become illegal， invalid or loss of practice， the other part of this contract shall not be impaired by it. The both parties shall make efforts to change the illegal， invalid or loss of practice part.

3. For the matters not referred in this contract shall be construed in accordance with the provisions of the Peoples Bank of China.

ARTICLE 18 DISPUTE RESOLUTION， GOVERNING LAW AND WAIVER OF EXEMPTION

1. The conclusion， interpretation and dispute resolution shall be subject to the Laws of the Peoples Republic of Chin. The disputes arising from the execution of this contract shall be settled through friendly consultation by both parties. In case no settlement can be reached， the disputes shall be submitted to the Peoples Court of the location of the Lender for judgment.

2. The Borrower shall not reject any obligation during the settlement of disputes.

3. The execution and performance of this contract and the related transaction is civil behavior. The Borrower shall not appeal to take action to exempt from the obligation under this contract.

（if both parties agree to apply arbitration， the above term shall be：）

1. The conclusion， interpretation and dispute resolution shall be subject to the Laws of the Peoples Republic of Chin. The dispute arising from the execution of this contract shall be settled through friendly consultation by both parties. In case no settlement can be reached， the disputes shall be submitted to China International Economic and trade arbitration commission for arbitration.

2. The arbitration shall be conducted in accordance with the Arbitration Law of Peoples Republic of China and Provisional Rules of Procedure of China international economic and trade arbitration commission.

3. During the Arbitration， this contract shall be effective and the Borrower shall not disclaim the any obligations under this contract.

4. The execution and performance of this contract and the related transaction is civil behavior. The Borrower shall not appeal to take action to exempt from the obligation under this contract.

ARTICLE 19 OTHER MATTER AGREED BY THE PARTIES.

ARTICLE 20 APPENDICES

The following appendices shall be integral part of this contract：

1. Draw-down application

2. _______________________

ARTICLE 21 NOTICE

1. Any notice， payment notice or telecommunications shall be forwarded to the following address：

To： The Borrower： _________________

Address： ______________________

Post Code： ____________________

Fax： __________________________

To： The Lender： ___________________

Address： ______________________

Post Code： ____________________

Fax： __________________________

2. If any change of address shall inform the other party immediately.

3. Any notice， payment request or communication shall be forwarded to the above address. The dates on which notices shall be deemed to have been effectively given shall be determined as follows：

（1） If given in letter it shall be deemed effectively given on the fifth day after the date mailed by registered airmail， postage prepaid；

（2） If given by telex it shall be deemed effectively given on the date the other party returned the information；

（3） If given by facsimile it shall be deemed effectively given on the first date of transmission；

（4） If given by personal delivery it shall be deemed effectively given on the date of personal delivery； This contract become effective after signed by the authorized representatives of both parties until the loan and the interests and other related expenses be cleared up. This contract is executed in _____ original and be equally authentic.Each of the Borrower， the Lender shall hold ____ copy.

Borrower： ______________

Lender： ________________

Date：___________________

中英文银行借款合同

借款人：Borrower：

贷款人：Lender：

抵押人：Mortgagor：

保证人：Surety ：

出质人：Pledgeor：

为明确各方权利和义务，根据《合同法》、《贷款通则》和其他有关法律、法规，订立本合同。

This Contract is made in line with the Contract Law of the People's Republic of China and The General Provisions of Loans of the People's Bank of China to specify the rights and obligations of parties involved.

借贷条款 Loan Borrowing Clause

第一条借款金额 Article 1. Amount of loan：

第二条借款用途 Article 2. Purpose of loan：

第三条借款期限 Article 3. Life of loan

3.2借据或贷款凭证是本合同不可分割的组成部分。借款的实际放款日和还款日以借款人、贷款人双方办理的借据或凭证上所记载的日期为准。除日期外，借据或凭证其他记载事项如与本合同不一致的，以本合同为准。

3.2 A certificate of indebtedness or a loan voucher is an integral part of this Contract. The date of advance and payment due date shall follow the date specified on the certificate of indebtedness or loan voucher . Where there is any inconsistency between the stipulations on the certificate of indebtedness or loan voucher and the Terms and Conditions on this Contract except date， the latter shall prevail.

第四条借款划付Article 4 Transferring of loan.

借款人办妥借款手续后5个营业日内将全部款项划至借款人指定的账户，划付次数、时间、金额见 .

The full amount of loan shall be transferred to an Account designated by the Borrower within 5 working days from the date of completing borrowing procedure. Refer to 36.4 for the frequency， time and amount of transferring

第五条借款利率和计息 Article 5. Interest rate of loan and calculation

5.1借款利率。本合同项下借款利率根据国家有关规定，确定利率见 .遇利率调整时，借款期限在1年（含）以下的，执行合同利率，不分段计息；借款期限在1年以上的，实行分段计息，从利率调整的次年1月1日开始，按相应利率的档次执行新的利率；如借款人未按约定时间归还借款本息或未按合同约定用途使用借款，贷款人将按国家规定对借款人计收罚息，罚息率见 .

5.1 Interest rate of loan： The interest rate under this Contract is specified in 36.5 in line with relevant rules. In case of change of interest rate， the interest rate stipulated in the Contract shall prevail for loans with a life of less than or equal to one year； For loans with a life exceeding one year， the interest shall be calculated on a multi-stage basis， i.e. From next Jan. 1st following the adjustment of interest rate， the new rate shall prevail. In case the Borrower fails to repay the principal and interest before the due date， or fails to use the loan for purposes as agreed in this Contract， the lender shall be entitled to collect default interest in line with relevant rules. The default interest rate is specified in 36.6.

5.2遇利率调整时，实行分段计息的，贷款人有权根据国家有关规定自行调整，不另行通知借款人。

5.2 In case of calculating interest on multi-stage basis due to adjustment of interest rate， the lender shall be entitled to adjust the interest rate on his own without further notice to the Borrower.

第六条还款方式 Article 6 Type of Repayment of Loan

6.1借款人应在贷款人开设帐户，户名和帐号见 36.7 ，并保证在每次还款日前足额存入当期应还款项的存款。借款人在此授权贷款人从借款人该帐户中扣收借款本金、利息和可能发生的复利、罚息、违约金、保费、损害赔偿金及实现债权的费用（含律师费和诉讼费）如该帐户资产不足以归还到期的贷款本息，贷款人有权从借款人在中国工商银行任何分支机构开立的任何帐户划收。

6.1 The Borrower should open an account with the Lender（ The account name and account number are specified in 36.7.） and promise to deposit sufficient money for repayment before each due date. The Borrower hereby authorizes the Lender to collect ， if any， compound interest， default interest， liquidated damage， premium， compensation and expenses arising from the realization of creditor‘s right （including lawyer’s fee and court expense）in addition to due principal and interest of loan. In case the asset in this Account is not enough for repayment of due principal and interest， the Lender shall be entitled to collect from any Account opened by the Borrower with any branch of ICBC.

6.2贷款人与借款人双方商定，自贷款发放次月起，借款人按月归还贷款本息（一次性还本付息除外），还款期数及还款方式见 36.8 .

6.2 The Borrower shall repay the principal and interest on a monthly basis （Except repaying principal and interest in a lump sum） from the second month following the issuing of loan ， as agreed between the Borrower and Lender. The repayment tenors and type are specified in 36.8.

6.3借款期间遇利率调整，如执行本合同5.1条实行分段计息的，对借款期限在1年以上的，应从利率调整的次年1月1日开始根据未偿还借款余额和剩余还款期数进行调整，重新计算还款金额。

6.3 In case of multi-stage calculation of interest as specified in 5.1 due to adjustment of interest rate during the life of loan， the repayment amount for loans with a life exceeding one year shall be recalculated on the basis of balance of unpaid loan and the rest of repayment tenor from next Jan. 1st following the adjustment of interest rate.

6.4借款人提前归还贷款须经贷款人书面同意，，提前归还部分的利息仍按本合同约定的利率和该部分实际使用天数计算。

6.4 Repayment of the loan ahead of schedule by the Borrower shall be subject to written consent from the Lender. The interest of prepaid amount should be calculated on the basis of rate specified in this Contract and actual days.

第七条担保方式 Article 7 Guaranty type.

本合同的担保人及担保方式见 36.9.具体约定由本合同中相应的担保条款确足。

The Guarantor and guaranty type under this Contract is specified in 36.9. The specific stipulations are stated in corresponding guaranty clauses.

第八条借款人的权利、义务Article 8 Rights and obligations of the Borrower.

8.1借款人的权利：

8.1 Rights of the Borrower.

按本合同约定的期限和用途取得和使用借款；

Obtain and use the loan for the period and purposes as agreed in this Contract.

推荐合同：借款协议简单版

随着现今很多公民的维权意识在不断增强，在维护自身利益的这方面，我们可以与其签订借款合同。借款合同可以在出借人违约时候，承担相应的法律责任。那么你知道借款合同范本是怎样的呢？请您阅读小编辑为您编辑整理的《推荐合同：借款协议简单版》，仅供参考，希望可以帮助到您。

借款协议简单版篇1

出借方(甲方)：____________

借款方(乙方)：____________

甲方因为周转需要向乙方借款，乙方有相应的自有资金并同意出借。经双方协商，特订立本合同，以便共同遵守。

第一条甲方向乙方借款人民币计(大写) _____元整;上述款项用于_____经营周转。

第二条借款利率：借款利率为_____(月息)。

第三条借款和还款方式

1、借款期限天，自____年___月___日起至____年___月___日止。

2、还款方式如下：借款期满一次性还本完毕。借款期间乙方可提前还款。

第四条违约责任

1、甲方不按合同规定的用途使用借款，乙方有权收回借款。

2、如甲方未按本合同约定的还款期限向乙方归还借款的，应向乙方承担违约责任。

第五条合同争议的解决方式

凡因本合同发生的及与本合同有关的任何争议，甲乙双方应协商解决;协商不成的，本合同争议由_____人民法院管辖。

第六条其他

1、本合同经甲方和乙方签字之日起生效。

2、本合同正本一式___份，甲方、乙方各执____份。

3、本合同由甲乙双方____年___月___日在_____签订。

甲方(签字)：__________

乙方(签字)：__________

_____年_____月_____日

借款协议简单版篇2

甲方（出借人）：_____________________

身份证号：_____________________

乙方（借款人）：_____________________

身份证号：_____________________

住址：_____________________

甲乙双方根据法律法规相关规定，在友好自愿、平等协商的基础上，达成以下协议：

一、借款金额

甲方向乙方提供借款资金人民币（大写）：_____________________（小写：??_____________________元）；如实际借款数额与合同约定不符，以实际借款数额为准。

二、借款期限

借款期限为自_________年_________月_________日起至_________年_________月_________日止，共计_________个月。

三、借款利率

借款利率为_________%（月利率），从甲方实际交付款项之日起至本金结算之日止；乙方从获得借款的次月起应按月付息，即每月_____日前将利息汇入甲方指定账户，借款本金于到期日归还并汇入甲方指定账户。

四、乙方收款账号

开户名：_____________________

账号：_____________________

开户行：_____________________

向上述账号汇入款项即视为已经实际提供借款

五、甲方指定借款还款账号

开户名：_____________________

账号：_____________________

开户行：_____________________

六、甲方的权利与义务

1、本协议签订后_____个工作日内将约定的资金付至乙方的指定账户。

2、有权随时单方面解除本合同，乙方应立即归还本金及相应利息。

七、乙方的权利和义务

1、按照本合同的约定使用借款，乙方不得将借款挪作他用或用于非法用途。

2、乙方应根据甲方的要求提供相应的文件及资料，并保证所提供资料、文件的真实性与合法性。

3、乙方在申请借款时，应根据甲方的要求如实向甲方告知乙方为他人提供担保借款的情况；在本合同项下的借款本息全部清偿前，未经甲方书面同意，不得以任何理由为他人提供担保借款。

4、乙方应按时、足额偿还借款本息。

5、乙方如发生居住地、联系方式、单位的变迁、资产情况、负债情况等情况时，必须在变更后三日内书面通知甲方，并提供相关全部材料，否则，由此而产生的责任和造成的经济损失由乙方承担和赔偿。

八、违约责任

1、乙方有下列行为之一的，属于违约，甲方有权停止支付乙方尚未交付的借款，单方面宣布合同项下已发放的借款提前到期并要求乙方立即偿还所有到期借款，且无需为正当行使上述权利而引起的损失负责：

（1）乙方将借款用于非法用途；

（2）乙方向甲方提供的信息或资料不真实、以及虚假资料证明的；

（3）拒绝接受甲方对其使用借款情况及经营情况等的监督；

（4）乙方未按照合同约定，不及时或不足额支付本息，发生一次以上（含一次）的；

（5）乙方发生其他可能影响偿还甲方借款本息的情形。

2、乙方逾期归还或拒绝按本协议约定归还借款，除正常支付借款以外，每逾期一日，应按逾期金额的_____%向甲方支付违约金。

3、乙方未按时足额偿还借款，应当承担甲方为实现债权而支付的所有费用，该费用包括但不限于仲裁、诉讼费、律师费、拍卖费、房产买卖费、执行费、交通费和所有其他应付合理费用。

九、争议解决

因本合同引起的或与本合同有关的任何争议若不能通过友好协商方式解决，均应提交甲方所在地有管辖权的人民法院解决。

十、其它

本合同壹式贰份，甲乙双方各执壹份，具有同等法律效力。

（以下无正文）

甲方（签字并按印）：_____________________

乙方（签字并按印）：_____________________

签订日期：_________年_________月_________日

借款协议简单版篇3

贷方人(甲方)：_________，身份证号：_____________

借款人(乙方)：_________ ，身份证号：____________

甲、乙双方就借款一事经过充分协商，在平等、自愿的基础上达成了以下协议：

一、乙方向甲方借款_____万元。

二、借款期限：自____年____月____日起至____年____月____日止。

三、借款利息：月息____分，每月付____元整。

四、借款抵押约定：乙方愿将自己的____平方米(未装修价值____万元)和____作为抵押。若乙方不能按合同约定归还借款，甲方有权处置该抵押房产和车辆。

五、还款方式：借款期限到期后，由乙方一次性归还甲方全部借款。

六、利息支付方式：一月一清，每月3日之前由乙方按借款总额约定利息 ____支付给甲方。(第一个月提前支付元)。

七、违约责任：甲方应按合同约定及时借款给乙方，乙方应按合同约定及时还款给甲方，否则由违约方承担对方的全部经济损失。

八、万一____因其他原因不能还贷，由继承人还贷。

九、本合同自双方签字之日起发生法律效力。

十、本合同一式两份，甲、乙双方各执一份。

甲方：_____________乙方：____________

负责人：___________委托人：__________

代表：_____________代表：____________

签约时间：______年____月____日

甲方(签字)：____________

乙方(公章)：____________

_______年_____月____日

借款协议简单版篇4

甲方（出借人）：_____________________

身份证号：_____________________

住所：_____________________

联系方式：_____________________

乙方（借款人）：_____________________

身份证号：_____________________

住所：_____________________

联系方式：_____________________

鉴于：乙方因需要，向甲方借款，经多方协商一致，订立本借款合同，以资共同遵守。

一、借款金额

甲方向乙方提供借款资金人民币（大写）_____________________（小写￥_____________________元），乙方已核实该借款资金为甲方自有资金。

二、借款期限

本合同项下的借款期限为________个月，自________年________月________日起至________年________月________日止。借款实际发放日与借款起始日不一致的，借款起始日以借款实际发放日为准，借款期限随之顺延。

三、借款利率及支付方式

1.本合同项下借款利率为固定利率，借款月利率为________%。

2.本合同项下借款本息采用以下方式归还：

（1）本金到期一次性归还，利息按月支付，到期利随本清。每月利息人民币元。如涉及到按日计算利息，日利率=月利率÷30。付息日为每月的日，还本日为借款到期日。

（2）等额本息还款法：即借款期限内每月以相等的额度偿还借款本息。每月还款额为人民币（大写）（￥________元）。还款日为每月______日。

3.乙方应当将借款本金和利息等通过转账方式支付到甲方名下的银行账户。

4.乙方符合甲方要求的借款发放条件并办妥相应借款手续后，甲方在个工作日内放款。双方一致同意，甲方将借款通过转账方式汇入乙方以下账户，转账一旦成功，即视为借款已被乙方提取和使用。

指定收款账号：_____________________。

开户行：_____________________。

户名：_____________________。

四、乙方债务范围及清偿顺序

1.本合同项下乙方借款及所涉债务系指借款本金、利息、违约金、赔偿金以及实现债权和担保权利所花费的费用（包括但不限于公证费、评估费、鉴定费、拍卖费、保全费、诉讼或仲裁费、送达费、执行费、保管费、过户费、律师代理费、差旅费等全部费用）

2.甲方依本合同所获得的用以清偿债务的款项，原则上按照先清偿实现债权和担保权利的费用，再清偿违约金、赔偿金，之后清偿利息，最后清偿本金的顺序进行清偿。

五、违约责任

乙方逾期还款的，乙方自逾期之日按照逾期清偿本金的________%/日按日计算逾期违约金，直至清偿完毕之日，同时乙方应当承担甲方为实现债权而支付的所有费用，（包括但不限于公证费、评估费、鉴定费、拍卖费、保全费、诉讼或仲裁费、送达费、执行费、保管费、过户费、律师代理费、差旅费等全部费用和所有其他应付合理费用）。

六、通知与送达

为更好的履行本合同，各方提供如下联系方式：

（1）甲方联系方式

邮寄地址：_____________________。

电话：_____________________。电子邮箱：_____________________。

（2）乙方联系方式

邮寄地址：_____________________。

电话：_____________________。电子邮箱：_____________________。

各方通过上述联系方式之任何一种（包括电子邮箱），就本合同有关事项向对方发送相关通知等，均视为有效送达与告知对方，无论对方是否实际查阅。上述邮寄送达地址同时作为有效司法送达地址。即各方预留的上述联系地址系各方送达各类通知等文件，以及如果发生纠纷时相关法律文书的送达地址。适用范围包括非诉阶段和争议进入民事诉讼后的一审、二审、再审和执行程序，法院可直接邮寄或其他方式向各方预留的地址送达法律文书。

七、争议解决

各方如发生争议，可以协商解决，协商不成，可以向原告所在地人民法院提起诉讼。

八、其他

1.本协议一式两份，各方各执一份。每份协议文本具有同等法律效力。

2.本协议经各方签署后成立。

（以下无正文内容，为签字页）

甲方（签字按手印）：_____________________

乙方（签字按手印）：_____________________

签署日期：_____________________

附件：乙方身份证复印件。

借款协议简单版篇5

甲方：

身份证号码：

乙方：

身份证号码：

乙方因，资金短缺，特向甲方拆借资金缓解燃眉之急，经甲乙双方协商，根据《中华人民共和国民法通则》第五十五条及民间融资规定，按照《民法典》特定如下合同条款：

一、借款总额：人民币￥元整(大写：人民币元整)

二、借款期限：个月(自年月日至年月日)

三、资金使用费计算：资金使用费支付时间按甲方从银行转账日起计算， %，每月元( 元)，每月结算一次。

四、借款抵押：乙方愿意将位于的房产抵押给甲方，并将房产证交付甲方保存。如果到期还不了借款，甲方可以将房产出售，以抵房款。

五、甲方如在借款期限内急需资金，可提前15天通知乙方还款，乙方保证按时付给，但资金使用费按乙方实际使用时间计算。

六、逾期还款：甲方按每天加收万分之五的滞纳金，如提前归还借款，按实际借款时间计算。

七、利息支付：甲方与每月5日前将当月利息按乙方提供的账号存入。

八、如合同到期，乙方不能按时按时足额归还甲方借款本息，甲方可向人民法院起诉，乙方自愿接受人民法院的强制执行。

九、本合同从签定之日起生效，望双方以诚信为本，以使今后长期合作。

十、本合同一式三份，甲乙双方各执一份，担保人一份。

甲方：

乙方：

担保人：

借款协议简单版篇6

简单借款协议书一

甲方(借款人)____________ 身份证号码：_____________ 乙方(贷款人)____________ 身份证号码：_____________

一、双方就借款事项达成一致，约定如下：

二、借款金额借款方向贷款方借人民币________元。

三、借款利息自支用贷款之日起，按实际支用数计算利息，并计算复利。在合同规定的借款期内，年利为______.借款方如果不按期归还款，逾期部分加收利率_______.

四、借款期限借款方保证从________年____月起至________年____月止，按本合同规定的利息偿还借款。贷款逾期不还的部分，贷款方有权限期追回贷款。

五、条款变更因国家变更利率，需要变更合同条款时，由双方签订变更合同的文件，作为本合同的组成部分。

六、权利义务贷款方有权监督贷款的使用情况，了解借款方的偿债能力等情况。借款方应如实提供有关的资料。借款方如不按合同规定使用贷款，贷款方有权收回部分贷款，并对违约部分参照银行规定加收罚息。贷款方提前还款的，应按规定减收利息。

七、保证条款

(一)借款方用__________做抵押，到期不能归还贷款方的贷款，贷款方有权处理抵押品。借款方到期如数归还贷款的，抵押权消灭。

(二)借款方必须按照借款合同规定的用途使用借款，不得挪作他用，不得用借款进行违法活动。

(三)借款方必须按合同规定的期限还本付息。

(四)借款方有义务接受贷款方的检查、监督贷款的使用情况，了解借款方的计划执行、经营管理、财务活动、物资库存等情况。

(五)需要有保证人担保时，保证人履行连带责任后，有向借款方追偿的权利，借款方有义务对保证人进行偿还。

八、合同争议的解决方式本合同在履行过程中发生的争议，由当事人双方友好协商解决，也可由第三人调解。协商或调解不成的，可由任意一方依法向人民法院起诉。

九、本合同未做约定的，按照《中华人民共和国民法典》的有关规定执行。本合同一式2份，双方各执1份。贷款人：_____________ 借款人：_____________ 连带保证人：_________ 合同签订日期：________年____月____日

简单借款协议书二

甲方(借款人)(写明借款人的基本情况) 乙方(贷款人)(同上) 甲乙双方就下列事宜达成一致意见，签订本协议。

一、乙方贷给甲方人民币元，于________年____月____日前交付甲方。

二、贷款利息(应按国家规定的标准约定具体的利息，不得超过国家规定的标准。公民之间也可以无息借款)

三、借款期限(写明具体的年、月、日)

四、还款日期和方式

五、违约责任

六、本协议自________年____月____日生效。本协议一式两份，双方各执一份。甲方：(签字、盖章) 乙方：(签字、盖章)________年____月____日借据今借到(姓名)人民币伍千元整，________年____月____日前归还，月息按银行- -(某种)存款计算。借款人：(签字、盖章)________年____月____日

返

借款协议简单版篇7

甲方(出借方)：姓名：性别：住址：

身份证号：

乙方(借款方)：姓名：性别：住址：

身份证号：

丙方(担保人)：姓名：性别：住址：

身份证号：

现乙方欲向甲方借款，经过充分协商，特签订本合同。

第一条自年月日至年月日，由甲方借给乙方人民币元整。

第二条乙方还款计划如下：年月日一次性归还本息共计元整(大写：)。

第三条乙方如不按规定时间、数额还款，应付给甲方违约金。违约金按每天加借款数额的1%计算。

第四条乙方若逾期付款，不仅应向甲方支付违约金，还应承担甲方为实现债权的相应费用，包括但不限于交通费、诉讼费、调查费、律师费等费用。

第五条担保条款：

1、上述借款由、作乙方还款保证人，为确保本合同的履行，愿与乙方负连带返还责任(包括但不限于本金、利息、违约金、诉讼费用、维权费用等)。

2、担保期间自还款期限届满后两年。

第六条解决合同纠纷的方式：执行本合同发生争议，由双方协商解决。协商不成，可向合同签订地人民法院起诉。

第七条本合同一式两份，双方各持一份。

第八条本合同自双方签字之日起生效。

第九条上述借款在甲乙双方订立本协议之同时，已由甲方给付乙方，不另立据。

出借方：(签字)借款方：(签字)

年月日年月日

担保人：(签字)(签字)

年月日年月日

合同签订地：

借款合同(简单版)

甲方(出借方)：姓名：性别：住址：

身份证号：

乙方(借款方)：姓名：性别：住址：

身份证号：

丙方(担保人)：姓名：性别：住址：

身份证号：

现乙方欲向甲方借款，经过充分协商，特签订本合同。

第一条自年月日至年月日，由甲方借给乙方人民币元整。

第二条乙方还款计划如下：年月日一次性归还本息共计元整(大写：)。

第三条乙方如不按规定时间、数额还款，应付给甲方违约金。违约金按每天加借款数额的1%计算。

第四条乙方若逾期付款，不仅应向甲方支付违约金，还应承担甲方为实现债权的相应费用，包括但不限于交通费、诉讼费、调查费、律师费等费用。

第五条担保条款：

1、上述借款由、作乙方还款保证人，为确保本合同的履行，愿与乙方负连带返还责任(包括但不限于本金、利息、违约金、诉讼费用、维权费用等)。

2、担保期间自还款期限届满后两年。

第六条解决合同纠纷的方式：执行本合同发生争议，由双方协商解决。协商不成，可向合同签订地人民法院起诉。

第七条本合同一式两份，双方各持一份。

第八条本合同自双方签字之日起生效。

第九条上述借款在甲乙双方订立本协议之同时，已由甲方给付乙方，不另立据。

出借方：(签字)借款方：(签字)

年月日年月日

担保人：(签字)(签字)

年月日年月日

合同签订地：

借款合同常用版样本

借款合同中，提供货币的一方称贷款人，受领货币的一方称借款人。下面是小编整理的合同范本，欢迎阅读!

【借款合同范本】

甲方(出借人)：身份证号码：

乙方(借款人)：身份证号码：

特别提示：

请认真阅读本合同项下的全部条款，对于不理解的条款，可以向出借方征询，出借方应进行解释。出借方、借款方一旦签订本合同，即认为已理解并同意本合同的所有条款。

本合同双方根据有关法律、法规，在平等、自愿的基础上，为明确责任、恪守信用，经充分协本商一致签订本合同，并保证共同遵守执行。

第一部分借贷条款

第一条借款金额为：人民币(大写)：元整，(小写)￥元(大小写不一致时，以大写为准，下同)。

第二条借款期限为：个月，自年月日起到年月日止。

第三条借款利率：借款期限内(月)利率为(大写) 即(小写) %。

借款方每个还息日除按上述规定支付利息外，还应按合同借款金额的 % 向出借方支付服务费。

第四条还款方式：借款方选择以下第种还款方式：

1.到期一次还本付息，利随本清;

2.按月结息，利息支付日为每月日，借款到期利随本清。

第五条借款方提前还款应征得出借方的同意。出借方同意借款方提前还款的，按本合同约定的利率及借款实际使用期限计收利息及相应的服务费，合同双方另行约定的除外。

第六条出借方提前收回借款应征得借款方同意，利息及本金偿付办法由双方另行约定。

如出现下列情形，出借方有权要求借款方在一定的期限内提前清偿部分或全部借款本息：

1.借款方将所借款项用于非法活动;

2.抵押物毁损或灭失，不足以实现本合同抵押之目的;借款方不能提供出借方可予接受的其他抵押物的;

3.其他：

第七条借款方的权利和义务：

1.如实提供有关证件、证明和其他材料，并接受出借方的监督和检查;

2.保证本借款不用于非法活动;

3.按照本合同的约定取得借款本金，并按时偿还借款本息及相关费用。

第八条出借方的权利和义务：

1.有权对本合同项下抵押的房产进行查询和核实;

2.在本合同项下的抵押物办理抵押登记完毕后日内，足额向借款方发放借款;

3.有权按照本合同的约定收取借款本金、利息及相关费用，有权按照约定行使抵押权。

第二部分抵押条款

第九条为确保借款方正当履行还款义务，借款方自愿以其拥有所有权并有权处分的位于的合法房产(房屋所有权证号：，建筑面积平方米)以及相应的土地使用权(以下简称房地产)抵押给出借方，作为借款方归还借款的担保。

借款方保证，该房地产不存在任何权属争议，不存在被查封、已抵押等情况;和他人共有的，共有方应出具书面证明，同意将该房地产抵押给出借方，并同意受本合同约束。

第十条经评估公司评估，并经本合同双方确认，上述用于抵押的房地产价值为人民币(大写) 元整，(小写)：￥元。

第十一条本合同自签订后当日(遇法定节假日顺延)，双方当事人应持房屋所有权证及其他相关证件到房管部门办理房屋抵押登记手续。

第十二条抵押担保范围为：本合同项下的借款本金、利息、服务费、逾期利息、违约金以及出借方实现债权的所有费用，包括但不限于律师费、公证费、交通费、保全费。

当借款方未按照本合同约定履行其还款义务时，无论借款方对本合同项下的债权是否拥有其它担保，出借方均有权直接要求借款方以该房地产承担担保责任。

第十三条抵押期间，未经出借方书面同意，不得将该抵押物出租、转让、抵债或赋予其它负担。

第十四条出借方应在借款方偿还全部款项后三日内(遇法定节假日顺延)协同办理抵押注销登记。

第三部分违约责任及其他约定

第十五条违约责任：下列情况均构成违约，违约方应承担违约责任：

1.借款方提供的证件、证明等有虚假、非法的情况，出借方可要求借款方立即偿还全部借款及相应利息和费用，可依法行使对本合同项下抵押房产的抵押权;

2.借款方在还款期限届满时，未能足额偿还借款本息的，视为严重违约，应另行向出借方支付全部借款本金 %的违约金，并承担出借方为实现债权支付的全部费用，包括但不限于律师费、公证费、交通费、保全费;

3.出借方不能按照本合同的约定向借款方发放借款的，视为严重违约，应承担其他方所付出的直接费用，并向借款方另行支付全部借款本金 %的违约金;

4.因出借方的以下行为，致使不能根据本合同的约定办理抵押注销手续的，出借方应向借款方支付全部借款本金 %的违约金：

(1)出借方无正当理由在借款方全部偿还本金、利息和费用三日内(如遇法定节假日顺延)拒绝办理抵押注销手续的;

(2)因出借方保管不善，造成房屋所有权证或他项权利证明丢失、损坏，不能及时办理抵押注销手续的;

(3)因出借方变更地址、电话等无法联系，不能如约办理抵押注销手续的;

第十六条生效、变更、解除、终止。

1.在签订本合同前，合同双方已完全理解并接受本合同的内容，并承诺在本合同项下全部意思表示均真实有效;

2.合同双方签字后生效;

3.本合同项下借款本息和相关费用全部清偿完毕后，本合同终止;

4.本合同如需要变更或提前解除，应由合同双方共同达成书面协议。

第十七条本合同一式份，合同双方各执份， (部门或单位)留存份。

出借方(签字)：借款方(签字)：

电话号码：电话号码：

年月日年月日

【附】借款合同的特征：

1.借款合同的标的物是金钱。借款合同的标的物是一种作为特殊种类物的金钱，因此，原则上只发生履行迟延，不发生履行不能。

2.借款合同是转让货币所有权的合同。当贷款人将借款即货币交给借款人后，货币的所有权移转给了借款人，借款人可以处分所得的货币。这是借款合同的目的决定的，也是货币这种特殊种类物作为其标的物的必然结果。

3.借款合同一般为有偿合同(有息借款)，也可以是无偿合同(无息借款)。

4.借款合同一般为要式合同，应当采用书面形式。自然人之间的借款合同的形式可以由当事人约定。

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